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Brian Dalley's blog

Why Should People Pay For Something They Could Get Free?

Why Should People Pay For Something They Could Get Free?

For years now mortgage brokers have debated the subject surrounding charging a fee as opposed to being paid a commission from the lender.

How Will The Increase In The OCR Impact On Home Loans?

How Will The Increase In The OCR Impact On Home Loans?

Has Alan Bollard put pressure on banks to hold rates and lower their margins by increasing the OCR or, will it be business as usual, OCR goes up, retail interest rates go up?

Interest Rates - Act Now... Or Wait Until Next Week?

Interest Rates - Act Now... Or Wait Until Next Week?

Fixed Rate, Floating Rate, or a Combination?

Is The "Property Bubble" About To Burst?

Is The "Property Bubble" About To Burst?

Some are predicting it is only a matter of time and that time is growing near when we will be rattled by an unprecedented property melt down.

A scary thought for many I should imagine. But where do these scare mongers gather such evidence.

A Milestone For First Home Buyers And KiwiSaver

A Milestone For First Home Buyers And KiwiSaver

The clock is ticking and my advice to those that qualify and have time on their side, take action now.

Housing New Zealand Opens Its Doors To Private Investors

Housing New Zealand Opens Its Doors To Private Investors

Few are now talking about the changes to tax on residential property investment which is understandable as the government has done just enough to keep opposing sides happy.

The Increase To Building Costs Is Going To Affect Us All

The Increase To Building Costs Is Going To Affect Us All

Last week I put the following question to a Master Builder that we work with that specialises in building residential investment properties in Hamilton.

What impact to you think the increase to GST will have on the building industry?

This is what John had to say:

The Average Property Investor Is Set To Lose $1000 A Year And It Won’t Stop There

The Average Property Investor Is Set To Lose $1000 A Year And It Won’t Stop There

It has been reported that due to depreciation been done away with on the improvement portion of investment property (takes effect on 1 April 2011 next year) some are set to lose as much as $1000 a year and some are saying it won’t stop there.

The Collapse Of The NZ Real Estate Market May Only Be Days Away

The Collapse Of The NZ Real Estate Market May Only Be Days Away

If what you read is true - Hold On, a collapse of the New Zealand Residential Property Market may only be days away as property investors ready themselves for the government’s much-awaited 2010 budget.

Auckland House Prices Jump By $709 A Day

Auckland House Prices Jump By $709 A Day

As reported in the New Zealand Herald Saturday Apr 17, 2010 house sales are booming nationally and Auckland leads the way with a $709 a day jump.

Auckland last month had the biggest price rises and the most deals.