Nothing short of a World War, Great Depression, total or near destruction will see real estate cycles track as they have over the past years and heaven forbid either happening any time soon.

Less talk and more action Bill as the current restrictive policy is putting many off investing in the scheme.

ASB have increased their 12month, 18 month and two year rates however their six month and floating rate are still at an all time low.

Dinning with a group of property investors a few days ago I made that statement which froze their knives and forks in mid air. It was if the building had started to violently shake and the ground below was about to open up and swallow them whole.

Builders Slash Profit Margins to help kick start the real estate industry, YEAH RIGHT!

Watching a late night News Broadcast I wasn’t sure if I was hearing things as it had been a long day.

Many are under the misconception that lenders are getting a little more liberal when it comes to assessing loan applications  and understandably when one in particular is spending a fair amount of money to get that message across, but from my experience with that particular lender is, it is

Will the Government add GST to rents and mortgages to help reduce the current deficit?

A real possibility I believe. After all debt reduction isn’t taxed.

As no one in the world can say with any certainty what interest rates are going to do should you fix / float or split your loan to hedge the risk.

Are they really serious about stimulating the economy or are they simply firing blanks. Personally, I don’t think you need to don a bulletproof vest just yet.